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Padding Your Retirement Account with Freelance Work
These days, more and more seniors are looking to continue their career after retirement age. Adults over 65 are set to become the fastest-growing segment of the U.S. labor force, predicted to make up 32% of workers in the next four years. For some, this is a way to fill time and meet new people, while for others, it’s a financial necessity thanks to the retirement savings crisis. Whatever the reason, the idea of looking for work in your sixties and beyond can be daunting.
These days, it’s becoming easier than ever for older adults to continue working in their field past retirement age. Many older adults are shying away from traditional workplace roles and are opting to work from home. The Internet offers convenient money-making opportunities for adults of all ages, experience, and skill levels. Freelance work can help you to build up your retirement account so that you have more to spend on the important things in life.
What is Freelancing?
The freelance market, also known as the “gig economy,” is vastly different than the job market than the one with which most seniors grew up. Instead of interviewing and accepting a position within a company, you approach clients directly for work. Most freelancers are hired as independent contractors and paid on a project-by-project basis. This gives you the flexibility to set your own hours and take time off whenever necessary.
While freelancing is a great way to make money while working from home, there are a couple of things that seniors should keep in mind. Freelancers usually receive no benefits, which means no medical coverage. Contractors are also responsible for their own taxes.
The Benefits of Freelancing
One of the biggest benefits of online freelancing for many seniors is the lack of a commute. This means that job openings and gigs aren’t just limited to adults with a car or a bus pass. Those who are legally blind, mobility impaired, or who can’t find transportation for whatever other reason can still conduct a freelance business from the comfort and convenience of their living room. You can also set your own hours and work as your own boss.
Freelancing Opportunities for Seniors
It’s not hard to find online gigs if you know where to look. Skilled freelancers can find postings on community sites such as Craigslist, or they can go to a specific hiring website. There are several sites designed to connect freelancers to jobs both in and outside of their area, including:
- Upwork
- Guru
- Fiverr
- Freelancer
- iFreelance
With the advent of the Internet, it’s become easier than ever to earn money from home. No matter what your field, you can find exciting freelance gigs online that can help you to pad your retirement account. What’s more, you have the freedom to be your own boss and run your business your way.
Jenny Holt jennyholtwriter
The post Padding Your Retirement Account with Freelance Work appeared first on Mover Mike.